Assessing a UM/UIM Case, pt. 3: Is the vehicle uninsured/underinsured?

In this article, we will be discussing the various ways in which insurance companies define uninsured (“UM”) and underinsured (“UIM”) motor vehicles. On their surface, these terms are defined exactly as you would expect them to be: land motor vehicles that are a) not covered by a liability insurance policy or b) are covered by...