Understanding the Stowers Demand Doctrine

As Featured In In our last article, we briefly discussed some of the key ingredients of a successful Stowers demand. Those are: There must be coverage; The demand cannot exceed policy limits; The defendant’s liability must be reasonably clear; The offer must be reasonable; and The demand must be unconditional and offer the defendant a...

Meloney Perry Interviewed by CBS 11 on Flooded Cars at Dallas Love Field Airport

Travelers who left their vehicles in Dallas Love Field Airport’s parking garage returned to flooded cars after heavy rains spread throughout the metroplex. Around 30 cars were reported to have been submerged by the flooding. The firm’s Meloney Perry spoke with KTVT CBS Dallas about what car owners can expect with insurance, “Make all...

Meloney Perry Quoted in CO— on Business Vehicle Insurance

When it comes to owning a business that requires transportation, you may want to consider business vehicle insurance to protect you and your company from accidents. Meloney Perry recently explained in an article by CO—, a U.S. Chamber of Commerce digital publication, the importance of such a policy for your company. "It’s very important...

UM/UIM Coverage: What Is It All About?

Uninsured Motorist coverage gives us a lot to talk about, so we would like to start at the very beginning, so that you understand exactly what it is and how some of the issues surrounding it affect you, your insureds, and your business. The VERY Beginning The first thing to know is that UM and UIM...

Court sides with Perry Law Attorneys on Contingency Fee Battle

A Texas judge granted a motion for summary judgment in a case involving an insurance dispute over a hospital lien. Attorneys at Loncar Associates filed a lawsuit against GEICO and others for negotiating and paying a hospital lien for its insured. Loncar’s client, Herman Wright, was in a car accident on August 2, 2017 in...

What Is a Stowers Demand?

Next year will see the 100th anniversary of the accident that led to the Stowers doctrine and was litigated in G.A. Stowers Furniture Co. v. American Indem. Co., 15 S.W.2d 544 (Tex. Comm'n App. 1929, holding approved). Why was this case important, and what impact has it had on insurance law and the way...

Texas Supreme Court Ruling on Attorney-Client Privilege Can Benefit Insurers

The Supreme Court of Texas recently ruled in favor of the Texas Windstorm Insurance Association (TWIA) regarding attorney-client privilege in a decision that can benefit insurance companies involved in litigation. The justices determined that attorney-client privilege extended to communications between a TWIA employee and counsel when the employee was serving as an expert witness for...